There is no doubt that we live in trouble times. Many countries have been going through years of recession and this has affected many businesses with direct impact on the livelihood of families.

As I watched the news yesterday, my attention was drawn to an old couple who had been adversely affected by the man's loss of job as an Engineer in America. He told the story of how they no longer have health insurance; they are now in debt, had their electricity cut and now they were losing their home. My heart went out to them and I wished I had the resource and ability to help them. I realize however that theirs is not an isolated case, they are just one of the millions of families goin...